{"id":12245,"date":"2026-02-06T10:45:46","date_gmt":"2026-02-06T10:45:46","guid":{"rendered":"https:\/\/techhub.saworks.io\/docs\/presentation-de-ireti\/version-3-de-lapplication-ireti\/transfert-dargent\/"},"modified":"2026-02-10T10:20:35","modified_gmt":"2026-02-10T10:20:35","slug":"transfert-dargent","status":"publish","type":"docs","link":"https:\/\/techhub.saworks.io\/fr\/docs\/presentation-de-ireti\/version-3-de-lapplication-ireti\/transfert-dargent\/","title":{"rendered":"Transfert d\u2019argent"},"content":{"rendered":"\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\">1. Objectif de la page<\/h2>\n\n\n\n<p>La page <strong>Transfert d\u2019argent<\/strong> permet \u00e0 l\u2019utilisateur de :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>consulter le <strong>b\u00e9n\u00e9ficiaire s\u00e9lectionn\u00e9<\/strong><\/li>\n\n\n\n<li>choisir le <strong>moyen de paiement \/ transfert<\/strong> appropri\u00e9<\/li>\n\n\n\n<li>poursuivre le processus d\u2019envoi d\u2019argent de mani\u00e8re <strong>s\u00e9curis\u00e9e et adapt\u00e9e<\/strong><\/li>\n<\/ul>\n\n\n\n<p>Elle constitue l\u2019\u00e9tape de <strong>s\u00e9lection du canal de transfert<\/strong> apr\u00e8s validation du destinataire.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large\"><img decoding=\"async\" width=\"461\" height=\"1024\" data-src=\"https:\/\/techhub.saworks.io\/wp-content\/uploads\/2026\/02\/WhatsApp-Image-2026-02-06-at-10.28.35-461x1024.jpeg\" alt=\"\" class=\"wp-image-12247 lazyload\" data-srcset=\"https:\/\/techhub.saworks.io\/wp-content\/uploads\/2026\/02\/WhatsApp-Image-2026-02-06-at-10.28.35-461x1024.jpeg 461w, https:\/\/techhub.saworks.io\/wp-content\/uploads\/2026\/02\/WhatsApp-Image-2026-02-06-at-10.28.35-135x300.jpeg 135w, https:\/\/techhub.saworks.io\/wp-content\/uploads\/2026\/02\/WhatsApp-Image-2026-02-06-at-10.28.35-450x1000.jpeg 450w, https:\/\/techhub.saworks.io\/wp-content\/uploads\/2026\/02\/WhatsApp-Image-2026-02-06-at-10.28.35.jpeg 486w\" data-sizes=\"(max-width: 461px) 100vw, 461px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 461px; --smush-placeholder-aspect-ratio: 461\/1024;\" \/><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">2. Contexte d\u2019acc\u00e8s<\/h2>\n\n\n\n<p>Cette page est accessible apr\u00e8s :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>la confirmation du destinataire<\/li>\n\n\n\n<li>la d\u00e9tection du type de compte (IretiPay ou Mobile Money)<\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">3. En\u2011t\u00eate de la page<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">3.1 Bouton retour<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Ic\u00f4ne :<\/strong> fl\u00e8che retour<\/li>\n\n\n\n<li><strong>Fonction :<\/strong>\n<ul class=\"wp-block-list\">\n<li>retourner \u00e0 l\u2019\u00e9tape pr\u00e9c\u00e9dente<\/li>\n\n\n\n<li>modifier le destinataire si n\u00e9cessaire<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">3.2 Titre<\/h3>\n\n\n\n<p><strong>Transfert d\u2019argent<\/strong><\/p>\n\n\n\n<p>\ud83c\udfaf Indique clairement que l\u2019utilisateur est dans le processus d\u2019envoi d\u2019argent.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">4. Carte du b\u00e9n\u00e9ficiaire s\u00e9lectionn\u00e9<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">4.1 Informations affich\u00e9es<\/h3>\n\n\n\n<p>La section sup\u00e9rieure pr\u00e9sente le b\u00e9n\u00e9ficiaire choisi :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Initiale \/ Avatar :<\/strong> K<\/li>\n\n\n\n<li><strong>Nom :<\/strong> Kim<\/li>\n\n\n\n<li><strong>Num\u00e9ro :<\/strong> 2250759400349<\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">4.2 Statut de validation<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Ic\u00f4ne :<\/strong> \u2705 coche verte<\/li>\n\n\n\n<li><strong>Signification :<\/strong>\n<ul class=\"wp-block-list\">\n<li>b\u00e9n\u00e9ficiaire correctement s\u00e9lectionn\u00e9 et valid\u00e9<\/li>\n\n\n\n<li>informations v\u00e9rifi\u00e9es et pr\u00eates pour le transfert<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">5. Section <strong>Moyens de paiement<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">5.1 Titre de section<\/h3>\n\n\n\n<p><strong>Moyens de paiement<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">5.2 Description<\/h3>\n\n\n\n<p><em>S\u00e9lectionnez votre m\u00e9thode de transfert pr\u00e9f\u00e9r\u00e9e<\/em><\/p>\n\n\n\n<p>\ud83c\udfaf Objectif : guider l\u2019utilisateur vers le choix du canal de transfert.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">6. M\u00e9thodes de transfert disponibles<\/h2>\n\n\n\n<p>Chaque m\u00e9thode est pr\u00e9sent\u00e9e sous forme de <strong>carte cliquable<\/strong> avec ic\u00f4ne, description et badge informatif.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">6.1 IretiPay<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Libell\u00e9 :<\/strong> IretiPay<\/li>\n\n\n\n<li><strong>Description :<\/strong> <em>Transferts internes gratuits<\/em><\/li>\n\n\n\n<li><strong>Badge :<\/strong> \ud83d\udfe2 <em>Gratuit<\/em><\/li>\n\n\n\n<li><strong>Fonction :<\/strong>\n<ul class=\"wp-block-list\">\n<li>transfert d\u2019argent entre comptes IretiPay<\/li>\n\n\n\n<li>traitement imm\u00e9diat sans frais<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p>\u2705 Option recommand\u00e9e lorsque le destinataire poss\u00e8de un compte IretiPay.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">6.2 Orange Money<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Libell\u00e9 :<\/strong> Orange<\/li>\n\n\n\n<li><strong>Description :<\/strong> <em>Transfert vers Orange Money<\/em><\/li>\n\n\n\n<li><strong>Badge :<\/strong> \u26a1 <em>Instantan\u00e9<\/em><\/li>\n\n\n\n<li><strong>Fonction :<\/strong>\n<ul class=\"wp-block-list\">\n<li>transfert d\u2019argent vers un portefeuille Orange Money<\/li>\n\n\n\n<li>ex\u00e9cution quasi imm\u00e9diate<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Frais :<\/strong>\n<ul class=\"wp-block-list\">\n<li>selon la grille tarifaire applicable<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">6.3 MTN Mobile Money<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Libell\u00e9 :<\/strong> MTN<\/li>\n\n\n\n<li><strong>Description :<\/strong> <em>Transfert vers MTN Mobile Money<\/em><\/li>\n\n\n\n<li><strong>Badge :<\/strong> \u26a1 <em>Instantan\u00e9<\/em><\/li>\n\n\n\n<li><strong>Fonction :<\/strong>\n<ul class=\"wp-block-list\">\n<li>transfert d\u2019argent vers MTN MoMo<\/li>\n\n\n\n<li>ex\u00e9cution rapide<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>\ud83d\udccc Des m\u00e9thodes suppl\u00e9mentaires peuvent \u00eatre ajout\u00e9es ult\u00e9rieurement (Moov Money, Wallet partenaire, etc.).<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">7. Interaction utilisateur<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Un tap sur une m\u00e9thode :\n<ul class=\"wp-block-list\">\n<li>s\u00e9lectionne le canal de transfert<\/li>\n\n\n\n<li>redirige vers l\u2019\u00e9tape suivante :\n<ul class=\"wp-block-list\">\n<li>saisie du montant<\/li>\n\n\n\n<li>affichage des frais<\/li>\n\n\n\n<li>confirmation finale<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">8. Navigation inf\u00e9rieure<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\u00c9l\u00e9ments visibles :<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ud83c\udfe0 <strong>Accueil<\/strong><\/li>\n\n\n\n<li>\ud83d\udcf7 <strong>QR Code<\/strong> (bouton central flottant)<\/li>\n\n\n\n<li>\ud83e\uddfe <strong>Factures<\/strong><\/li>\n<\/ul>\n\n\n\n<p>\ud83d\udccc La navigation reste active pour garantir une exp\u00e9rience fluide.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">9. Comportements fonctionnels attendus<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u2705 Les m\u00e9thodes disponibles s\u2019affichent selon le profil du b\u00e9n\u00e9ficiaire<\/li>\n\n\n\n<li>\u2705 Les badges (<em>Gratuit<\/em>, <em>Instantan\u00e9<\/em>) sont dynamiques<\/li>\n\n\n\n<li>\u2705 Les m\u00e9thodes incompatibles peuvent \u00eatre masqu\u00e9es ou d\u00e9sactiv\u00e9es<\/li>\n\n\n\n<li>\u2705 Redirection imm\u00e9diate apr\u00e8s s\u00e9lection<\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">10. Cas d\u2019erreurs \u00e0 g\u00e9rer<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Moyen de paiement indisponible<\/li>\n\n\n\n<li>Probl\u00e8me r\u00e9seau<\/li>\n\n\n\n<li>Compte b\u00e9n\u00e9ficiaire temporairement inaccessible<\/li>\n<\/ul>\n\n\n\n<p>\ud83d\udc49 Un message clair et une action de secours doivent \u00eatre propos\u00e9s.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">11. S\u00e9curit\u00e9<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Aucune transaction n\u2019est ex\u00e9cut\u00e9e \u00e0 cette \u00e9tape<\/li>\n\n\n\n<li>Le montant sera confirm\u00e9 ult\u00e9rieurement<\/li>\n\n\n\n<li>La validation finale n\u00e9cessite une authentification (PIN, biom\u00e9trie)<\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">12. R\u00e8gles UX \/ UI<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Hi\u00e9rarchisation claire des options<\/li>\n\n\n\n<li>Ic\u00f4nes explicites<\/li>\n\n\n\n<li>Indications visuelles des avantages (gratuit, rapide)<\/li>\n\n\n\n<li>Choix simple et rapide<\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">13. R\u00e9sum\u00e9<\/h2>\n\n\n\n<p>\u2705 \u00c9tape cl\u00e9 dans le processus de transfert<br>\u2705 Choix clair du canal d\u2019envoi d\u2019argent<br>\u2705 Mise en avant des options les plus avantageuses<br>\u2705 Exp\u00e9rience utilisateur fluide et s\u00e9curis\u00e9e<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>1. Objectif de la page La page Transfert d\u2019argent permet \u00e0 l\u2019utilisateur de : Elle constitue l\u2019\u00e9tape de s\u00e9lection du canal de transfert [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":12142,"menu_order":36,"comment_status":"closed","ping_status":"closed","template":"","doc_tag":[],"doc_badge":[],"class_list":["post-12245","docs","type-docs","status-publish","hentry"],"author_avatar":"https:\/\/secure.gravatar.com\/avatar\/6a70e7c73db9f245e650948d09d74f61?s=96&d=mm&r=g","author_name":"Annick N'dri","_links":{"self":[{"href":"https:\/\/techhub.saworks.io\/fr\/wp-json\/wp\/v2\/docs\/12245"}],"collection":[{"href":"https:\/\/techhub.saworks.io\/fr\/wp-json\/wp\/v2\/docs"}],"about":[{"href":"https:\/\/techhub.saworks.io\/fr\/wp-json\/wp\/v2\/types\/docs"}],"author":[{"embeddable":true,"href":"https:\/\/techhub.saworks.io\/fr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/techhub.saworks.io\/fr\/wp-json\/wp\/v2\/comments?post=12245"}],"version-history":[{"count":0,"href":"https:\/\/techhub.saworks.io\/fr\/wp-json\/wp\/v2\/docs\/12245\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/techhub.saworks.io\/fr\/wp-json\/wp\/v2\/docs\/12142"}],"wp:attachment":[{"href":"https:\/\/techhub.saworks.io\/fr\/wp-json\/wp\/v2\/media?parent=12245"}],"wp:term":[{"taxonomy":"doc_tag","embeddable":true,"href":"https:\/\/techhub.saworks.io\/fr\/wp-json\/wp\/v2\/doc_tag?post=12245"},{"taxonomy":"doc_badge","embeddable":true,"href":"https:\/\/techhub.saworks.io\/fr\/wp-json\/wp\/v2\/doc_badge?post=12245"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}