{"id":4122,"date":"2024-08-20T09:52:28","date_gmt":"2024-08-20T09:52:28","guid":{"rendered":"https:\/\/techhub.saworks.io\/?post_type=docs&#038;p=4122"},"modified":"2025-07-01T14:33:50","modified_gmt":"2025-07-01T14:33:50","slug":"comment-creer-un-produit-de-depot-a-terme-renouvelable","status":"publish","type":"docs","link":"https:\/\/techhub.saworks.io\/fr\/docs\/produit-de-banque\/produits-de-depot-recurrents\/comment-creer-un-produit-de-depot-a-terme-renouvelable\/","title":{"rendered":"Comment Cr\u00e9er un Produit de D\u00e9p\u00f4t \u00e0 Terme Renouvelable ?"},"content":{"rendered":"\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<p><strong>Les produits de d\u00e9p\u00f4t renouvelable (Recurring Deposit) d\u00e9finissent les r\u00e8gles, les param\u00e8tres par d\u00e9faut et les contraintes pour les offres de d\u00e9p\u00f4t renouvelable d&rsquo;une institution financi\u00e8re (un type de d\u00e9p\u00f4t \u00e0 terme avec des versements r\u00e9currents).<\/strong><\/p>\n\n\n\n<p>Un produit de d\u00e9p\u00f4t renouvelable sert de mod\u00e8le pour plusieurs comptes de d\u00e9p\u00f4t renouvelable destin\u00e9s aux clients de l&rsquo;institution financi\u00e8re.<\/p>\n\n\n\n<p>Les informations n\u00e9cessaires pour configurer un produit de d\u00e9p\u00f4t renouvelable incluent :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>L&rsquo;identification de certaines informations descriptives<\/li>\n\n\n\n<li>Les conditions<\/li>\n\n\n\n<li>Les param\u00e8tres<\/li>\n\n\n\n<li>Les frais<\/li>\n\n\n\n<li>La comptabilit\u00e9<\/li>\n<\/ul>\n\n\n\n<p>\u00c0 partir de l&rsquo;\u00e9cran principal, s\u00e9lectionnez\u00a0<strong>Admin<\/strong>, puis\u00a0<strong>Produits<\/strong>\u00a0dans le menu d\u00e9roulant. Cela ouvrira le menu\u00a0<strong>Produits<\/strong>.<\/p>\n\n\n\n<p><strong>S\u00e9lectionnez Produits de D\u00e9p\u00f4t \u00e0 Terme Renouvelable.<\/strong><\/p>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-1 wp-block-group-is-layout-flex\">\n<figure class=\"wp-block-image size-medium\"><img decoding=\"async\" width=\"121\" height=\"300\" data-src=\"https:\/\/techhub.saworks.io\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-01-121831-121x300.png\" alt=\"\" class=\"wp-image-4139 lazyload\" data-srcset=\"https:\/\/techhub.saworks.io\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-01-121831-121x300.png 121w, https:\/\/techhub.saworks.io\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-01-121831.png 175w\" data-sizes=\"(max-width: 121px) 100vw, 121px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 121px; --smush-placeholder-aspect-ratio: 121\/300;\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-thumbnail\"><img decoding=\"async\" width=\"150\" height=\"150\" data-src=\"https:\/\/techhub.saworks.io\/wp-content\/uploads\/2024\/08\/images-4-150x150.png\" alt=\"\" class=\"wp-image-3794 lazyload\" data-srcset=\"https:\/\/techhub.saworks.io\/wp-content\/uploads\/2024\/08\/images-4-150x150.png 150w, https:\/\/techhub.saworks.io\/wp-content\/uploads\/2024\/08\/images-4.png 225w\" data-sizes=\"(max-width: 150px) 100vw, 150px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 150px; --smush-placeholder-aspect-ratio: 150\/150;\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-medium\"><img decoding=\"async\" width=\"300\" height=\"126\" data-src=\"https:\/\/techhub.saworks.io\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-01-121854-300x126.png\" alt=\"\" class=\"wp-image-4141 lazyload\" data-srcset=\"https:\/\/techhub.saworks.io\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-01-121854-300x126.png 300w, https:\/\/techhub.saworks.io\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-01-121854-1024x432.png 1024w, https:\/\/techhub.saworks.io\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-01-121854-768x324.png 768w, https:\/\/techhub.saworks.io\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-01-121854.png 1521w\" data-sizes=\"(max-width: 300px) 100vw, 300px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/126;\" \/><\/figure>\n<\/div>\n\n\n\n<p>Maintenant, cliquez sur&nbsp;<strong>Cr\u00e9er un Produit de D\u00e9p\u00f4t \u00e0 Terme Renouvelable<\/strong><\/p>\n\n\n\n<p><strong>D\u00e9tails<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-medium\"><img decoding=\"async\" width=\"300\" height=\"95\" data-src=\"https:\/\/techhub.saworks.io\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-01-122726-300x95.png\" alt=\"\" class=\"wp-image-4143 lazyload\" data-srcset=\"https:\/\/techhub.saworks.io\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-01-122726-300x95.png 300w, https:\/\/techhub.saworks.io\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-01-122726-1024x325.png 1024w, https:\/\/techhub.saworks.io\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-01-122726-768x244.png 768w, https:\/\/techhub.saworks.io\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-01-122726.png 1532w\" data-sizes=\"(max-width: 300px) 100vw, 300px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/95;\" \/><\/figure>\n\n\n\n<p><em>Veuillez vous r\u00e9f\u00e9rer \u00e0 l&rsquo;image ci-dessus pour les d\u00e9tails. Les informations mentionn\u00e9es ci-dessous ont \u00e9t\u00e9 mises \u00e0 jour en fonction des num\u00e9ros de champs indiqu\u00e9s.\u00a0\u00bb<\/em><\/p>\n\n\n\n<p><em>\u00ab\u00a0Saisissez le nom du produit d&rsquo;\u00e9pargne.\u00a0\u00bb<\/em><br><em>\u00ab\u00a0Indiquez un nom abr\u00e9g\u00e9.\u00a0\u00bb<\/em><br><em>\u00ab\u00a0Renseignez la description de ce produit.<\/em>*<\/p>\n\n\n\n<p>Devise<\/p>\n\n\n\n<figure class=\"wp-block-image size-medium\"><img decoding=\"async\" width=\"300\" height=\"92\" data-src=\"https:\/\/techhub.saworks.io\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-01-122747-300x92.png\" alt=\"\" class=\"wp-image-4145 lazyload\" data-srcset=\"https:\/\/techhub.saworks.io\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-01-122747-300x92.png 300w, https:\/\/techhub.saworks.io\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-01-122747-1024x314.png 1024w, https:\/\/techhub.saworks.io\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-01-122747-768x236.png 768w, https:\/\/techhub.saworks.io\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-01-122747.png 1528w\" data-sizes=\"(max-width: 300px) 100vw, 300px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/92;\" \/><\/figure>\n\n\n\n<p><em>S\u00e9lectionnez la devise. Il est n\u00e9cessaire d&rsquo;avoir pr\u00e9alablement configur\u00e9 la devise requise : Configuration des devises.\u00a0\u00bb<\/em><\/p>\n\n\n\n<p><em>\u00ab\u00a0Indiquez le nombre de d\u00e9cimales.\u00a0\u00bb<\/em><\/p>\n\n\n\n<p><em>\u00ab\u00a0D\u00e9finissez le multiple de la devise. Ceci permet d&rsquo;arrondir le montant total. Par exemple : 10, donc le montant total sera arrondi aux dizaines.\u00a0\u00bb<\/em><\/p>\n\n\n\n<p>Termes<\/p>\n\n\n\n<figure class=\"wp-block-image size-medium\"><img decoding=\"async\" width=\"300\" height=\"199\" data-src=\"https:\/\/techhub.saworks.io\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-01-135915-300x199.png\" alt=\"\" class=\"wp-image-4147 lazyload\" data-srcset=\"https:\/\/techhub.saworks.io\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-01-135915-300x199.png 300w, https:\/\/techhub.saworks.io\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-01-135915-1024x679.png 1024w, https:\/\/techhub.saworks.io\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-01-135915-768x509.png 768w, https:\/\/techhub.saworks.io\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-01-135915.png 1042w\" data-sizes=\"(max-width: 300px) 100vw, 300px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/199;\" \/><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Montants de D\u00e9p\u00f4t<\/strong><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u00ab\u00a0Indiquez le montant de d\u00e9p\u00f4t par d\u00e9faut.\u00a0\u00bb<\/strong><\/li>\n\n\n\n<li><strong>\u00ab\u00a0Indiquez le montant de d\u00e9p\u00f4t minimum.\u00a0\u00bb<\/strong><\/li>\n\n\n\n<li><strong>\u00ab\u00a0Indiquez le montant de d\u00e9p\u00f4t maximum.\u00a0\u00bb<\/strong><\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>P\u00e9riode de Capitalisation des Int\u00e9r\u00eats<\/strong><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u00ab\u00a0S\u00e9lectionnez la p\u00e9riode de capitalisation des int\u00e9r\u00eats. Pour plus d&rsquo;informations, consultez :<\/strong><br><em>Calcul et Comptabilisation des Int\u00e9r\u00eats d&rsquo;\u00c9pargne :<\/em><br><strong>Quotidienne, Mensuelle, Trimestrielle, Semestrielle, Annuelle.\u00a0\u00bb<\/strong><\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>P\u00e9riode de Comptabilisation des Int\u00e9r\u00eats<\/strong><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u00ab\u00a0S\u00e9lectionnez la fr\u00e9quence de comptabilisation des int\u00e9r\u00eats \u2013 Les int\u00e9r\u00eats sont cr\u00e9dit\u00e9s selon la p\u00e9riodicit\u00e9 choisie. Pour plus d&rsquo;informations, consultez :<\/strong><br><em>Calcul et Comptabilisation des Int\u00e9r\u00eats d&rsquo;\u00c9pargne :<\/em><br><strong>Mensuelle, Trimestrielle, Semestrielle, Annuelle.\u00a0\u00bb<\/strong><\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>M\u00e9thode de Calcul des Int\u00e9r\u00eats<\/strong><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u00ab\u00a0S\u00e9lectionnez le mode de calcul des int\u00e9r\u00eats. Pour plus d&rsquo;informations, consultez :<\/strong><br><em>Calcul et Comptabilisation des Int\u00e9r\u00eats d&rsquo;\u00c9pargne :<\/em><br><strong>Solde Quotidien, Solde Moyen Quotidien.\u00a0\u00bb<\/strong><\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Jours de r\u00e9f\u00e9rence annuels<\/strong><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u00ab\u00a0S\u00e9lectionnez le nombre de jours dans l&rsquo;ann\u00e9e \u2013 Selon les pratiques financi\u00e8res de votre institution :<\/strong><br><strong>365 Jours, 360 Jours.\u00a0\u00bb<\/strong><\/li>\n<\/ul>\n\n\n\n<p><strong>Param\u00e8tres\u00a0\u00bb<\/strong><\/p>\n\n\n\n<p><strong>Champs des Produits de D\u00e9p\u00f4t \u00e0 Terme Renouvelable<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-medium\"><img decoding=\"async\" width=\"300\" height=\"152\" data-src=\"https:\/\/techhub.saworks.io\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-01-135932-300x152.png\" alt=\"\" class=\"wp-image-4149 lazyload\" data-srcset=\"https:\/\/techhub.saworks.io\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-01-135932-300x152.png 300w, https:\/\/techhub.saworks.io\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-01-135932-1024x519.png 1024w, https:\/\/techhub.saworks.io\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-01-135932-768x389.png 768w, https:\/\/techhub.saworks.io\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-01-135932.png 1533w\" data-sizes=\"(max-width: 300px) 100vw, 300px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/152;\" \/><\/figure>\n\n\n\n<p><strong>Param\u00e8tres de d\u00e9p\u00f4t obligatoire :<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Case \u00e0 cocher \u00ab\u00a0D\u00e9p\u00f4t obligatoire\u00a0\u00bb<\/strong>\u00a0: Si coch\u00e9e, le d\u00e9p\u00f4t devient obligatoire et sera inclus dans la feuille de recouvrement.<\/li>\n<\/ul>\n\n\n\n<p><strong>Param\u00e8tres de paiement anticip\u00e9 :<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Case \u00e0 cocher \u00ab\u00a0Ajuster les paiements anticip\u00e9s sur les \u00e9ch\u00e9ances futures\u00a0\u00bb<\/strong>\u00a0: Si activ\u00e9e, tout paiement anticip\u00e9 sera automatiquement appliqu\u00e9 aux prochaines \u00e9ch\u00e9ances.<\/li>\n<\/ul>\n\n\n\n<p><strong>Autorisation de retraits :<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Case \u00e0 cocher \u00ab\u00a0Autoriser les retraits\u00a0\u00bb<\/strong>\u00a0: Les retraits ne seront possibles que si cette option est activ\u00e9e.<\/li>\n<\/ul>\n\n\n\n<p><strong>P\u00e9riode de blocage :<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Dur\u00e9e de blocage<\/strong>\u00a0: Exemple : 12 mois (*18 \u2013 fr\u00e9quence). Pendant cette p\u00e9riode, aucun retrait n&rsquo;est autoris\u00e9.<\/li>\n\n\n\n<li><strong>Fr\u00e9quence<\/strong>\u00a0: Jours, Semaines, Mois, Ann\u00e9es<\/li>\n<\/ul>\n\n\n\n<p><strong>Dur\u00e9e minimale du d\u00e9p\u00f4t :<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Dur\u00e9e minimale<\/strong>\u00a0: Exemple : 12 mois (*20 \u2013 fr\u00e9quence). Permet de d\u00e9finir la dur\u00e9e minimale du d\u00e9p\u00f4t.<\/li>\n\n\n\n<li><strong>Multiples de<\/strong>\u00a0: Exemple : Si la dur\u00e9e de d\u00e9p\u00f4t est de 12 mois et que le multiple est de 3 mois, la cr\u00e9ation d&rsquo;un compte \u00e0 terme ne sera autoris\u00e9e que tous les 2 mois (14e, 16e, 18e mois, etc.) (*22 \u2013 fr\u00e9quence).<\/li>\n\n\n\n<li><strong>Fr\u00e9quence<\/strong>\u00a0: Jours, Semaines, Mois, Ann\u00e9es<\/li>\n<\/ul>\n\n\n\n<p><strong>Dur\u00e9e maximale du d\u00e9p\u00f4t :<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Dur\u00e9e maximale<\/strong>\u00a0: [Valeur]<\/li>\n\n\n\n<li><strong>Fr\u00e9quence<\/strong>\u00a0: Jours, Semaines, Mois, Ann\u00e9es<\/li>\n<\/ul>\n\n\n\n<p><strong>P\u00e9nalit\u00e9 pour cl\u00f4ture anticip\u00e9e :<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Case \u00e0 cocher \u00ab\u00a0Appliquer une p\u00e9nalit\u00e9 en cas de cl\u00f4ture anticip\u00e9e\u00a0\u00bb<\/strong>\u00a0: Active la p\u00e9nalit\u00e9 en cas de retrait avant terme.<\/li>\n\n\n\n<li><strong>Pourcentage de p\u00e9nalit\u00e9<\/strong>\u00a0: Exemple : 1% (*27). Le pourcentage sera d\u00e9duit selon le type de retenu choisi.<\/li>\n\n\n\n<li><strong>Type de d\u00e9duction<\/strong>\u00a0:\n<ul class=\"wp-block-list\">\n<li>Sur toute la dur\u00e9e<\/li>\n\n\n\n<li>Jusqu&rsquo;au retrait anticip\u00e9<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p><strong>Solde minimum pour le calcul des int\u00e9r\u00eats (optionnel) :<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Solde minimum<\/strong>\u00a0: [Valeur]. D\u00e9finit le montant minimum requis pour g\u00e9n\u00e9rer des int\u00e9r\u00eats.<\/li>\n<\/ul>\n\n\n\n<p><strong>Grille de taux d&rsquo;int\u00e9r\u00eat<\/strong><br>Pour plus d&rsquo;informations sur la grille de taux avec plage de montants, veuillez consulter :\u00a0<strong>Grille de taux d&rsquo;int\u00e9r\u00eat avec plages de montants<\/strong>.<\/p>\n\n\n\n<figure class=\"wp-block-image size-medium\"><img decoding=\"async\" width=\"300\" height=\"174\" data-src=\"https:\/\/techhub.saworks.io\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-01-135949-300x174.png\" alt=\"\" class=\"wp-image-4151 lazyload\" data-srcset=\"https:\/\/techhub.saworks.io\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-01-135949-300x174.png 300w, https:\/\/techhub.saworks.io\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-01-135949-1024x594.png 1024w, https:\/\/techhub.saworks.io\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-01-135949-768x445.png 768w, https:\/\/techhub.saworks.io\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-01-135949.png 1532w\" data-sizes=\"(max-width: 300px) 100vw, 300px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/174;\" \/><\/figure>\n\n\n\n<p><strong>Pour des informations d\u00e9taill\u00e9es sur les champs, consulter :<\/strong><br><em>Champs des Produits de D\u00e9p\u00f4t \u00e0 Terme Renouvelable<\/em><\/p>\n\n\n\n<p><strong>Configuration de la grille de taux :<\/strong><\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li><strong>Date de d\u00e9but<\/strong><br><em>Sp\u00e9cifiez la date de prise d&rsquo;effet de la grille de taux.<\/em><\/li>\n\n\n\n<li><strong>Date de fin (optionnelle)<\/strong><br><em>\u00c0 renseigner uniquement pour d\u00e9finir une expiration des taux configur\u00e9s (champ 30).<\/em><\/li>\n\n\n\n<li><strong>Type de p\u00e9riode<\/strong><br><em>S\u00e9lectionnez l&rsquo;unit\u00e9 :<\/em><br>\u2610 Jours<br>\u2610 Semaines<br>\u2610 Mois<br>\u2610 Ann\u00e9es<\/li>\n\n\n\n<li><strong>Valeurs de p\u00e9riode (De\/Au)<\/strong><br><em>Exemples :<\/em><br>a)\u00a0*1-12 mois*<br>b)\u00a0*13-18 mois*<\/li>\n\n\n\n<li><strong>Taux d&rsquo;int\u00e9r\u00eat applicable<\/strong><br><em>Exemples :<\/em><br>a)\u00a0<em>8 %<\/em><br>b)\u00a0<em>8,5 %<\/em><\/li>\n\n\n\n<li><strong>Libell\u00e9 descriptif<\/strong><br><em>Format recommand\u00e9 :<\/em><br>*\u00a0\u00bb1-12 mois &#8211; 8%\u00a0\u00bb*<br>*\u00a0\u00bb13-18 mois &#8211; 8,5%\u00a0\u00bb*<\/li>\n<\/ol>\n\n\n\n<p><strong>Gestion des grilles :<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Ajout<\/strong>\u00a0: Cliquez sur\u00a0<em>\u00ab\u00a0+ Ajouter\u00a0\u00bb<\/em>\u00a0pour une nouvelle fourchette<\/li>\n\n\n\n<li><strong>Suppression<\/strong>\u00a0: S\u00e9lectionnez une ligne puis\u00a0<em>\u00ab\u00a0Supprimer\u00a0\u00bb<\/em><\/li>\n<\/ul>\n\n\n\n<p>Charges<\/p>\n\n\n\n<p><strong>Configuration des frais :<\/strong><br><em>Pour utiliser la fonction \u00ab\u00a0Ajouter un frais\u00a0\u00bb, vous devez avoir pr\u00e9alablement d\u00e9fini ce frais dans la section \u00ab\u00a0Frais\u00a0\u00bb.<\/em><\/p>\n\n\n\n<p>Comptabilit\u00e9<\/p>\n\n\n\n<figure class=\"wp-block-image size-medium\"><img decoding=\"async\" width=\"300\" height=\"114\" data-src=\"https:\/\/techhub.saworks.io\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-01-140343-300x114.png\" alt=\"\" class=\"wp-image-4155 lazyload\" data-srcset=\"https:\/\/techhub.saworks.io\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-01-140343-300x114.png 300w, https:\/\/techhub.saworks.io\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-01-140343-1024x389.png 1024w, https:\/\/techhub.saworks.io\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-01-140343-768x292.png 768w, https:\/\/techhub.saworks.io\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-01-140343.png 1040w\" data-sizes=\"(max-width: 300px) 100vw, 300px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/114;\" \/><\/figure>\n\n\n\n<p><strong>Configuration comptable par d\u00e9faut :<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u00ab\u00a0Aucune\u00a0\u00bb<\/strong>\u00a0: Lorsque cette option est s\u00e9lectionn\u00e9e, les transactions (d\u00e9p\u00f4ts, retraits, etc.) ne g\u00e9n\u00e8rent pas d&rsquo;\u00e9critures comptables.<\/li>\n<\/ul>\n\n\n\n<p><strong>Activation de la comptabilit\u00e9 pour les produits d&rsquo;\u00e9pargne :<\/strong><\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li><strong>Pr\u00e9requis :<\/strong><br><em>Vous devez avoir configur\u00e9 un plan comptable.<\/em><br><em>R\u00e9f\u00e9rence :<\/em>\u00a0<a href=\"https:\/\/https\/docs\/accounting\/chart-of-accounts\/how-to-create-a-chart-of-accounts\/\" target=\"_blank\" rel=\"noreferrer noopener\">Documentation &#8211; Cr\u00e9ation d&rsquo;un plan comptable<\/a><\/li>\n\n\n\n<li><strong>M\u00e9thode comptable :<\/strong><br><em>S\u00e9lectionnez \u00ab Comptabilit\u00e9 de caisse \u00bb.<\/em><br><em>Note : Actuellement, Phenix ne prend en charge que la comptabilit\u00e9 de caisse pour les produits d&rsquo;\u00e9pargne.<\/em><\/li>\n\n\n\n<li><strong>Correspondance des comptes :<\/strong><br><em>Associez les comptes comptables aux comptes du produit d&rsquo;\u00e9pargne.<\/em><br><em>R\u00e9f\u00e9rence :<\/em>\u00a0<a target=\"_blank\" rel=\"noreferrer noopener\">Sp\u00e9cifications comptables &#8211; R\u00e8gles pour l&rsquo;\u00e9pargne<\/a>\u00a0<em>(lien adapt\u00e9)<\/em><\/li>\n<\/ol>\n\n\n\n<figure class=\"wp-block-image size-medium\"><img decoding=\"async\" width=\"300\" height=\"187\" data-src=\"https:\/\/techhub.saworks.io\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-01-143014-300x187.png\" alt=\"\" class=\"wp-image-4157 lazyload\" data-srcset=\"https:\/\/techhub.saworks.io\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-01-143014-300x187.png 300w, https:\/\/techhub.saworks.io\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-01-143014-1024x639.png 1024w, https:\/\/techhub.saworks.io\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-01-143014-768x479.png 768w, https:\/\/techhub.saworks.io\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-01-143014.png 1425w\" data-sizes=\"(max-width: 300px) 100vw, 300px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/187;\" \/><\/figure>\n<\/div>\n\n\n\n<p><strong>R\u00e8gles comptables avanc\u00e9es<\/strong><\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li><strong>Activation :<\/strong><br><em>Le clic sur le bouton \u00ab\u00a0Afficher\u00a0\u00bb active les r\u00e8gles comptables avanc\u00e9es.<\/em><\/li>\n\n\n\n<li><strong>Ajout de r\u00e8gles :<\/strong><br><em>Cliquer sur \u00ab\u00a0Ajouter\u00a0\u00bb d\u00e9ploie les menus d\u00e9roulants de s\u00e9lection.<\/em><\/li>\n\n\n\n<li><strong>Configuration requise :<\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>Sources de fonds pour canaux de paiement :<\/strong><br><em>Exemple : Dans l&rsquo;image ci-dessus, le type de paiement \u00ab\u00a0Ch\u00e8que\u00a0\u00bb est associ\u00e9 \u00e0 la source de fonds \u00ab\u00a0Banque\u00a0\u00bb. Ainsi, toute transaction utilisant ce type de paiement g\u00e9n\u00e9rera une \u00e9criture comptaire sur le compte \u00ab\u00a0Banque\u00a0\u00bb.<\/em><\/li>\n\n\n\n<li><strong>Association des frais aux comptes de revenus<\/strong><\/li>\n\n\n\n<li><strong>Association des p\u00e9nalit\u00e9s aux comptes de revenus sp\u00e9cifiques<\/strong><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Validation :<\/strong><br><em>Cliquez sur \u00ab\u00a0Soumettre\u00a0\u00bb pour enregistrer\/cr\u00e9er le produit d&rsquo;\u00e9pargne.<\/em><\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"<p>Les produits de d\u00e9p\u00f4t renouvelable (Recurring Deposit) d\u00e9finissent les r\u00e8gles, les param\u00e8tres par d\u00e9faut et les contraintes pour les offres de d\u00e9p\u00f4t renouvelable [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":4107,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","doc_tag":[],"doc_badge":[],"class_list":["post-4122","docs","type-docs","status-publish","hentry"],"author_avatar":"https:\/\/secure.gravatar.com\/avatar\/6a70e7c73db9f245e650948d09d74f61?s=96&d=mm&r=g","author_name":"Annick N'dri","_links":{"self":[{"href":"https:\/\/techhub.saworks.io\/fr\/wp-json\/wp\/v2\/docs\/4122"}],"collection":[{"href":"https:\/\/techhub.saworks.io\/fr\/wp-json\/wp\/v2\/docs"}],"about":[{"href":"https:\/\/techhub.saworks.io\/fr\/wp-json\/wp\/v2\/types\/docs"}],"author":[{"embeddable":true,"href":"https:\/\/techhub.saworks.io\/fr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/techhub.saworks.io\/fr\/wp-json\/wp\/v2\/comments?post=4122"}],"version-history":[{"count":0,"href":"https:\/\/techhub.saworks.io\/fr\/wp-json\/wp\/v2\/docs\/4122\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/techhub.saworks.io\/fr\/wp-json\/wp\/v2\/docs\/4107"}],"wp:attachment":[{"href":"https:\/\/techhub.saworks.io\/fr\/wp-json\/wp\/v2\/media?parent=4122"}],"wp:term":[{"taxonomy":"doc_tag","embeddable":true,"href":"https:\/\/techhub.saworks.io\/fr\/wp-json\/wp\/v2\/doc_tag?post=4122"},{"taxonomy":"doc_badge","embeddable":true,"href":"https:\/\/techhub.saworks.io\/fr\/wp-json\/wp\/v2\/doc_badge?post=4122"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}