{"id":4747,"date":"2025-07-02T12:31:14","date_gmt":"2025-07-02T12:31:14","guid":{"rendered":"https:\/\/techhub.saworks.io\/?post_type=docs&#038;p=4747"},"modified":"2025-07-14T14:38:46","modified_gmt":"2025-07-14T14:38:46","slug":"comment-creer-un-compte-de-depot-a-terme","status":"publish","type":"docs","link":"https:\/\/techhub.saworks.io\/fr\/docs\/comptes-de-produits-bancaires-2\/compte-de-produit-fixe\/comment-creer-un-compte-de-depot-a-terme\/","title":{"rendered":"Comment cr\u00e9er un compte de d\u00e9p\u00f4t \u00e0 terme"},"content":{"rendered":"\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<p>Un\u00a0<strong>compte de d\u00e9p\u00f4t<\/strong>\u00a0est une instance d\u2019un\u00a0<strong>produit de d\u00e9p\u00f4t<\/strong>.<br>Chaque compte de d\u00e9p\u00f4t poss\u00e8de un\u00a0<strong>num\u00e9ro de compte unique<\/strong>\u00a0et un\u00a0<strong>taux d\u2019int\u00e9r\u00eat<\/strong>\u00a0(en fonction de la dur\u00e9e).<br>Les comptes de d\u00e9p\u00f4t sont\u00a0<strong>d\u00e9tenus par des clients<\/strong>.<\/p>\n\n\n\n<p>Un compte de d\u00e9p\u00f4t peut \u00eatre cr\u00e9\u00e9 pour un&nbsp;<strong>client actif<\/strong>, \u00e0 partir d\u2019un&nbsp;<strong>produit de d\u00e9p\u00f4t actif<\/strong>&nbsp;\u00e0 la date de soumission. Lorsqu\u2019un compte de d\u00e9p\u00f4t est cr\u00e9\u00e9, il h\u00e9rite des r\u00e8gles et des configurations par d\u00e9faut du produit de d\u00e9p\u00f4t.<br>Votre institution financi\u00e8re peut autoriser la modification de certaines de ces informations h\u00e9rit\u00e9es, selon la mani\u00e8re dont le produit de d\u00e9p\u00f4t est d\u00e9fini.<\/p>\n\n\n\n<p>Les comptes de d\u00e9p\u00f4t peuvent \u00eatre cr\u00e9\u00e9s pour :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Produit de d\u00e9p\u00f4t \u00e0 terme<\/strong>\u00a0(<em>Fixed Deposit Product \u2013 FD Product<\/em>)<\/li>\n\n\n\n<li><strong>Produit de d\u00e9p\u00f4t r\u00e9current<\/strong>\u00a0(<em>Recurring Deposit Product \u2013 RD Product<\/em>)<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" data-src=\"https:\/\/techhub.saworks.io\/wp-content\/uploads\/2024\/10\/Capture-decran-2024-10-18-153859-150x150.png\" alt=\"\" class=\"wp-image-2672 lazyload\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 150px; --smush-placeholder-aspect-ratio: 150\/150;\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-medium\"><img decoding=\"async\" width=\"300\" height=\"300\" data-src=\"https:\/\/techhub.saworks.io\/wp-content\/uploads\/2024\/08\/fleche-12-300x300.png\" alt=\"\" class=\"wp-image-667 lazyload\" data-srcset=\"https:\/\/techhub.saworks.io\/wp-content\/uploads\/2024\/08\/fleche-12-300x300.png 300w, https:\/\/techhub.saworks.io\/wp-content\/uploads\/2024\/08\/fleche-12-150x150.png 150w, https:\/\/techhub.saworks.io\/wp-content\/uploads\/2024\/08\/fleche-12.png 400w\" data-sizes=\"(max-width: 300px) 100vw, 300px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/300;\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-medium\"><img decoding=\"async\" data-src=\"https:\/\/techhub.saworks.io\/wp-content\/uploads\/2024\/10\/Capture-decran-2024-10-18-154156-300x143.png\" alt=\"\" class=\"wp-image-2673 lazyload\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/143;\" \/><\/figure>\n\n\n\n<p>S\u00e9lectionnez le&nbsp;<strong>client<\/strong>&nbsp;(pour lequel le compte de d\u00e9p\u00f4t \u00e0 terme doit \u00eatre cr\u00e9\u00e9) dans la liste des clients.<\/p>\n\n\n\n<p>Dans le&nbsp;<strong>profil du client<\/strong>, cliquez sur le&nbsp;<strong>menu hamburger<\/strong>, puis sur&nbsp;<strong>\u00ab Application \u00bb<\/strong>, puis sur&nbsp;<strong>\u00ab Nouveau d\u00e9p\u00f4t \u00e0 terme \u00bb<\/strong>&nbsp;dans le menu d\u00e9roulant.<\/p>\n\n\n\n<figure class=\"wp-block-image size-medium\"><img decoding=\"async\" data-src=\"https:\/\/techhub.saworks.io\/wp-content\/uploads\/2024\/10\/Capture-decran-2024-10-18-154650-300x96.png\" alt=\"\" class=\"wp-image-2675 lazyload\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/96;\" \/><\/figure>\n\n\n\n<p>Apr\u00e8s avoir cliqu\u00e9 sur\u00a0<strong>\u00ab Nouveau d\u00e9p\u00f4t \u00e0 terme \u00bb<\/strong>, le\u00a0<strong>formulaire de demande de d\u00e9p\u00f4t \u00e0 terme<\/strong>\u00a0s\u2019ouvrira (comme illustr\u00e9 ci-dessous).<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" data-src=\"https:\/\/techhub.saworks.io\/wp-content\/uploads\/2024\/10\/Capture-decran-2024-10-18-154843-300x68.png\" alt=\"\" class=\"wp-image-2676 lazyload\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/68;\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" width=\"150\" height=\"150\" data-src=\"https:\/\/techhub.saworks.io\/wp-content\/uploads\/2024\/08\/fleche-12-150x150.png\" alt=\"\" class=\"wp-image-667 lazyload\" data-srcset=\"https:\/\/techhub.saworks.io\/wp-content\/uploads\/2024\/08\/fleche-12-150x150.png 150w, https:\/\/techhub.saworks.io\/wp-content\/uploads\/2024\/08\/fleche-12-300x300.png 300w, https:\/\/techhub.saworks.io\/wp-content\/uploads\/2024\/08\/fleche-12.png 400w\" data-sizes=\"(max-width: 150px) 100vw, 150px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 150px; --smush-placeholder-aspect-ratio: 150\/150;\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" data-src=\"https:\/\/techhub.saworks.io\/wp-content\/uploads\/2024\/10\/Capture-decran-2024-10-18-154855-300x131.png\" alt=\"\" class=\"wp-image-2677 lazyload\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/131;\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" width=\"150\" height=\"150\" data-src=\"https:\/\/techhub.saworks.io\/wp-content\/uploads\/2024\/08\/fleche-12-150x150.png\" alt=\"\" class=\"wp-image-667 lazyload\" data-srcset=\"https:\/\/techhub.saworks.io\/wp-content\/uploads\/2024\/08\/fleche-12-150x150.png 150w, https:\/\/techhub.saworks.io\/wp-content\/uploads\/2024\/08\/fleche-12-300x300.png 300w, https:\/\/techhub.saworks.io\/wp-content\/uploads\/2024\/08\/fleche-12.png 400w\" data-sizes=\"(max-width: 150px) 100vw, 150px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 150px; --smush-placeholder-aspect-ratio: 150\/150;\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" data-src=\"https:\/\/techhub.saworks.io\/wp-content\/uploads\/2024\/10\/Capture-decran-2024-10-18-154953-300x66.png\" alt=\"\" class=\"wp-image-2678 lazyload\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/66;\" \/><\/figure>\n\n\n\n<p><strong>REMARQUE :<\/strong>&nbsp;Les champs marqu\u00e9s d\u2019un ast\u00e9risque rouge \u00ab * \u00bb sont obligatoires.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th><strong>Nom du champ<\/strong><\/th><th><strong>Description<\/strong><\/th><th><strong>Exemple<\/strong><\/th><th><strong>Validations<\/strong><\/th><\/tr><\/thead><tbody><tr><td><strong>Soumis le<\/strong><\/td><td>Saisir la <strong>date de soumission<\/strong> de la demande de d\u00e9p\u00f4t \u00e0 terme fournie par le client.<\/td><td><\/td><td><\/td><\/tr><tr><td><strong>Montant du d\u00e9p\u00f4t<\/strong><\/td><td>Saisir le <strong>montant du d\u00e9p\u00f4t<\/strong> (il doit \u00eatre compris entre le montant minimum et maximum d\u00e9fini dans le produit FD).<\/td><td><\/td><td><\/td><\/tr><tr><td><strong>Dur\u00e9e du d\u00e9p\u00f4t<\/strong><\/td><td>Indiquer la <strong>dur\u00e9e du d\u00e9p\u00f4t<\/strong>.<\/td><td><\/td><td><\/td><\/tr><tr><td><strong>P\u00e9riode de blocage<\/strong><\/td><td>Le montant peut \u00eatre bloqu\u00e9 pendant une p\u00e9riode donn\u00e9e, durant laquelle aucun retrait ou cl\u00f4ture anticip\u00e9e du compte FD n\u2019est possible.<\/td><td><\/td><td><\/td><\/tr><tr><td><strong>Lier un compte d\u2019\u00e9pargne<\/strong><\/td><td>Une fois le d\u00e9p\u00f4t \u00e0 terme arriv\u00e9 \u00e0 \u00e9ch\u00e9ance, les <strong>int\u00e9r\u00eats peuvent \u00eatre vers\u00e9s<\/strong> sur le compte d\u2019\u00e9pargne indiqu\u00e9.<\/td><td><\/td><td><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Une fois que&nbsp;<strong>toutes les informations<\/strong>&nbsp;ont \u00e9t\u00e9 saisies dans la demande de d\u00e9p\u00f4t \u00e0 terme et que la demande a \u00e9t\u00e9&nbsp;<strong>soumise<\/strong>, elle doit \u00eatre&nbsp;<strong>approuv\u00e9e avec une date d\u2019approbation<\/strong>.<\/p>\n\n\n\n<figure class=\"wp-block-image size-medium\"><img decoding=\"async\" data-src=\"https:\/\/techhub.saworks.io\/wp-content\/uploads\/2024\/10\/Capture-decran-2025-01-08-141528-300x140.png\" alt=\"\" class=\"wp-image-3059 lazyload\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/140;\" \/><\/figure>\n\n\n\n<p><strong>Enfin, le compte de d\u00e9p\u00f4t \u00e0 terme doit \u00eatre activ\u00e9 avec la date sp\u00e9cifi\u00e9e.<\/strong><br>Cliquez sur le\u00a0<strong>bouton principal<\/strong>, puis sur\u00a0<strong>\u00ab Activer \u00bb<\/strong>\u00a0pour l\u2019activer.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" data-src=\"https:\/\/techhub.saworks.io\/wp-content\/uploads\/2024\/10\/Capture-decran-2025-01-08-142107-300x86.png\" alt=\"\" class=\"wp-image-3063 lazyload\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/86;\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" width=\"300\" height=\"300\" data-src=\"https:\/\/techhub.saworks.io\/wp-content\/uploads\/2024\/08\/fleche-12-300x300.png\" alt=\"\" class=\"wp-image-667 lazyload\" data-srcset=\"https:\/\/techhub.saworks.io\/wp-content\/uploads\/2024\/08\/fleche-12-300x300.png 300w, https:\/\/techhub.saworks.io\/wp-content\/uploads\/2024\/08\/fleche-12-150x150.png 150w, https:\/\/techhub.saworks.io\/wp-content\/uploads\/2024\/08\/fleche-12.png 400w\" data-sizes=\"(max-width: 300px) 100vw, 300px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/300;\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" data-src=\"https:\/\/techhub.saworks.io\/wp-content\/uploads\/2024\/10\/Capture-decran-2025-01-08-142135-300x97.png\" alt=\"\" class=\"wp-image-3064 lazyload\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/97;\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-medium\"><img decoding=\"async\" width=\"300\" height=\"300\" data-src=\"https:\/\/techhub.saworks.io\/wp-content\/uploads\/2024\/08\/fleche-12-300x300.png\" alt=\"\" class=\"wp-image-667 lazyload\" data-srcset=\"https:\/\/techhub.saworks.io\/wp-content\/uploads\/2024\/08\/fleche-12-300x300.png 300w, https:\/\/techhub.saworks.io\/wp-content\/uploads\/2024\/08\/fleche-12-150x150.png 150w, https:\/\/techhub.saworks.io\/wp-content\/uploads\/2024\/08\/fleche-12.png 400w\" data-sizes=\"(max-width: 300px) 100vw, 300px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/300;\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-medium\"><img decoding=\"async\" data-src=\"https:\/\/techhub.saworks.io\/wp-content\/uploads\/2024\/10\/Capture-decran-2025-01-08-142910-300x43.png\" alt=\"\" class=\"wp-image-3065 lazyload\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/43;\" \/><\/figure>\n\n\n\n<p><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Un\u00a0compte de d\u00e9p\u00f4t\u00a0est une instance d\u2019un\u00a0produit de d\u00e9p\u00f4t.Chaque compte de d\u00e9p\u00f4t poss\u00e8de un\u00a0num\u00e9ro de compte unique\u00a0et un\u00a0taux d\u2019int\u00e9r\u00eat\u00a0(en fonction de la dur\u00e9e).Les comptes [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":4744,"menu_order":2,"comment_status":"closed","ping_status":"closed","template":"","doc_tag":[],"doc_badge":[],"class_list":["post-4747","docs","type-docs","status-publish","hentry"],"author_avatar":"https:\/\/secure.gravatar.com\/avatar\/6a70e7c73db9f245e650948d09d74f61?s=96&d=mm&r=g","author_name":"Annick N'dri","_links":{"self":[{"href":"https:\/\/techhub.saworks.io\/fr\/wp-json\/wp\/v2\/docs\/4747"}],"collection":[{"href":"https:\/\/techhub.saworks.io\/fr\/wp-json\/wp\/v2\/docs"}],"about":[{"href":"https:\/\/techhub.saworks.io\/fr\/wp-json\/wp\/v2\/types\/docs"}],"author":[{"embeddable":true,"href":"https:\/\/techhub.saworks.io\/fr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/techhub.saworks.io\/fr\/wp-json\/wp\/v2\/comments?post=4747"}],"version-history":[{"count":0,"href":"https:\/\/techhub.saworks.io\/fr\/wp-json\/wp\/v2\/docs\/4747\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/techhub.saworks.io\/fr\/wp-json\/wp\/v2\/docs\/4744"}],"wp:attachment":[{"href":"https:\/\/techhub.saworks.io\/fr\/wp-json\/wp\/v2\/media?parent=4747"}],"wp:term":[{"taxonomy":"doc_tag","embeddable":true,"href":"https:\/\/techhub.saworks.io\/fr\/wp-json\/wp\/v2\/doc_tag?post=4747"},{"taxonomy":"doc_badge","embeddable":true,"href":"https:\/\/techhub.saworks.io\/fr\/wp-json\/wp\/v2\/doc_badge?post=4747"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}